EV vs Petrol Calculator

Typically at 3-6 years depending on daily km, petrol price, and price difference. At 40 km/day and ₹100/litre petrol, an EV with ₹5L higher price breaks even around year 4.

Home charging: ₹6-12/unit depending on your state. Public fast chargers: ₹12-20/unit. Average home charging cost is ₹8/unit. At 6 km/unit efficiency, cost is ₹1.33/km.

City EVs (Nexon EV, MG ZS): 5-7 km/kWh. Long-range EVs (BYD, Tesla): 6-8 km/kWh. Accounting for charging losses, effective efficiency is 5-6 km/unit.

EV insurance is currently 10-20% higher than equivalent petrol cars due to higher IDV and battery replacement risk. IRDAI has proposed standardized EV coverage.

EV batteries in India come with 8-year/160,000 km warranty from most manufacturers. Replacement cost is ₹3-5L after warranty, but degradation is gradual and most batteries last 10+ years.

FAME II provides up to ₹1.5L subsidy on electric 2-wheelers. State subsidies vary — Delhi offers ₹1.5L, Maharashtra ₹2.5L for electric 2-wheelers. 4-wheelers: minimal central subsidy in 2026.

Most states have waived road tax on EVs. Delhi, Maharashtra, Karnataka, Rajasthan charge 0% road tax. This saves ₹50,000-₹2L depending on car price.

Popular choices: Tata Nexon EV (₹14-18L), MG ZS EV (₹18-22L), Hyundai Creta EV (₹17-23L). For premium: BYD Seal, Kia EV6. Check charging infrastructure in your city first.